Meridian knows that merchants who accept card-based payments, including credit and debit cards, benefit in many ways. They can meet their customers’ expectations to pay with plastic, thus building their loyalty. Accepting credit and debit cards also reduces the merchant’s expense and time spent billing and collecting, and the cards allow businesses to compete more effectively in the marketplace. All of these advantages can contribute to an improved cash flow, boosting the all-important bottom line. Meridian offers a wide range of card-based payment options. Our merchants are able to accept most major credit cards including Visa®, MasterCard®, Discover®, American Express®, Diners Club® and JCB®. We also offer comprehensive point-of-sale PIN-based and signature debit card processing solutions, as well as EBT card acceptance, Wright Express® and Voyager® Fleet card acceptance, and prepaid debit card solutions.
Automatic Clearing House (ACH) is a payment tool and a service that electronically debits a customer’s bank account instead of using paper checks. It is actually an electronic payment from one bank account to another.A merchant initiates the transaction by submitting an ACH file containing all the bank routing and account numbers to be debited, along with the transaction amounts. These transactions can be processed over the web using Meridian’s payment gateway or via telephone.ACH payments can be guaranteed or not guaranteed (they must clear like a check does and may bounce), they are a useful alternative to accepting credit cards for some merchants.
MOBILE/WIRELESS – PAYFOX
Processing on the go is now mobile with PayFox. Meridian’s latest in mobile processing using your Android or iPhone. Mobile businesses such as contractors, service providers, field management providers, and caterers can benefit from the PayFox advantage by collecting payment when services are rendered. This eliminates expensive time-consuming billing and collections. Meridian also offers many choices in wireless terminals.
MAIL ORDER (MOTO)
Need to do business over the phone or computer? Meridian can help. Looking for a solution that doesn’t cost money for software? We offer Virtual Terminal Solutions. Virtual Terminals can save you money, and also keeps your customers card information safe with our secure payment network.